Boat and Motor Insurance
Whether you’re a passionate, long-time boater or you enjoy a casual outing, boats are always fun. Going out on the water by yourself is always nice and relaxing, but it’s also a great family activity. Whether you go solo or bring friends, though, boats also come with lots of liability. This is why it’s crucial you have the best boat insurance in Ontario. Boat insurance coverage will protect you in the case of accidents, theft, loss, and more. Boating season comes up quickly every year so don’t put off getting your boat insurance policies in order!
What Is Boat Insurance?
Boat insurance is something every boat owner should have before hitting the water. The right insurance coverage will cover your boat, the motor, and any other boating equipment and accessories you have against theft, vandalism, collision, and more.
It also protects your personal belongings that you bring on board and protects you financially if someone is injured and they pursue legal action. The liability coverage also extends to damages, injuries, or issues that may arise while you’re operating another boat or other watercraft that you have express permission to use. It’s insurance that goes with you and is not tied only to your own boat.
Extras
In addition to the basic coverage that most boat insurance policies will offer, there are some extra things you can add on as well. If you’re out on the water a lot you may benefit from emergency towing insurance in case of any unexpected incidents. You can also get marine assistance with some policies – this includes things like concierge service and help with trip planning.
You can also opt for agreed value coverage, depending on the age of your boat. If approved, this protects your boat in the case of a total loss situation – you’ll be reimbursed the full agreed-upon value. You may also choose to add temporary replacement coverage. This lets you get a loaner boat to continue your boating activities if and when yours must go in for repair.
Peace of Mind on the Water
While boating and water sports are wonderful things to do in the summer, the water can also be dangerous. Whether you’re relaxing on calm waters or you decide to rent a jet ski and have some more adventurous fun, you want the best protection at all times.
Buckler Insurance will help you find the best insurance coverage to protect you and your family in the event of an accident or any other type of loss or damage. The right insurance policies are not only insure the boat itself but the safety of yourself and those around you.
You can also rest assured that other costly things like the motor and all your equipment are protected as good insurance policies cover all of this too. With the coverages offered by a good boat insurance policy, you’ll be able to enjoy yourself every time you’re on the water. You’ll never have to worry about unexpected costs or a boating accident because you’ll be covered. Reach out and get a quote today!
